01
FCA enforcement exposure
MLRs failures trigger fines, SMCR sanctions for individuals and licence restrictions. Undocumented decisions become liabilities.
Who It's For / Securities & Investment
Securities & Investment
Onboard clients faster, with evidence that satisfies the FCA MLRs.
High-value clients, international jurisdictions and complex ownership demand rigorous UBO tracing, source-of-wealth verification and lifetime monitoring. ClearSignal produces complete, reasoned case files in minutes: not the days it takes to chase ownership through trusts and offshore structures.
UBO tracing · Source of wealth · FCA-ready evidence
Onboarding liveCLIENT · SEC-4015
▲ EDD in progress
Family office · review
Offshore structure · UBO tracing
UBO · source of wealth · sanctions
Case findings
UBO traced · 4 layers
Through trust & offshore co
UBO
just now
Source of wealth · documenting
Evidence requested
SoW
1m ago
Sanctions & PEP clear
International names matched
Sanctions
3m ago
Entities mapped: 14--:--:-- UTC
The evidence an FCA audit expects
Beneficial ownershipSource of wealth & fundsSanctions · PEPLive adverse mediaTrusts & offshore linksCompany & ownership data
Why MLRs failures hurt
Years later, the regulator asks why. Can you show your reasoning?
02
Ownership is hard to trace
UBOs through trusts, family offices and offshore structures delay onboarding beyond the sales cycle.
03
Evidence is hard to reconstruct
Regulators expect documented reasoning from historical decisions firms struggle to produce years later.
Periodic vs. lifetime monitoring
A clean check at onboarding won’t survive the audit.
Same client, same relationship. Switch between periodic review and ClearSignal’s lifetime monitoring to see the change a quarterly snapshot would miss.
⏸ Reviewed quarterly
Documented once, then dated.
The client was cleared and the file filed. A PEP status change and an adverse-media break between review cycles went undetected until audit time.
Day 0Client onboarded — EDDUBO · source of wealth
Day 28PEP status changeNow in scope
Day 49Adverse media · relevantLive monitoring
Day 70Re-review triggeredPolicy rule
NowCase file current · evidencedFCA MLRs-ready
What changes with ClearSignal
Faster onboarding. Traced ownership. Audit-proof.
01
Evidence that survives an FCA audit
Complete case files with ownership traced, source of wealth documented, rules applied and outcomes reasoned, prepared in minutes.
02
Automated beneficial-ownership tracing
Map clients to UBOs across companies, trusts and linked entities without manual cross-referencing.
03
Lifetime monitoring, not snapshots
Live adverse media plus continuous PEP and sanctions screening through the whole relationship.
Capabilities
Built for investment-firm compliance.
Policy-to-Rules engine
Convert AML policies into enforceable, automated checks.
Decision Assistant
Ask compliance questions and receive cited recommendations.
Beneficial-ownership tracing
Map clients to UBOs across companies, trusts and offshore structures.
Continuous monitoring
Active screening for sanctions, PEP and adverse-media changes through the relationship.
Unified relationships
Directors, PSCs/UBOs and linked entities mapped in one view.
Audit trail by default
A single case record with sources, rules, actions and timestamps.
Coverage
Onboard with evidence the FCA accepts.
Beneficial ownership, source of wealth, sanctions and PEPs screened together in real time, so clients onboard faster and the evidence satisfies the MLRs.
UBO & ownership tracingmapped
Source of wealthevidenced
Sanctions · UN · EU · OFAC · HMTclear
PEPs · 200+ jurisdictionsproximity
1,000
sources screened in real time
Frequently asked
Questions investment compliance teams ask.
Yes. Each case file documents the ownership traced, source of wealth, the rules applied and the reasoned outcome, assembled in minutes when the regulator asks.
Automated beneficial-ownership tracing maps clients to UBOs across companies, trusts, family offices and offshore structures.
Yes. Live adverse media plus continuous PEP and sanctions screening run through the whole relationship, not quarterly.
Match-quality explanations help reviewers dismiss non-matches quickly instead of working through noise.
Book a 15-minute demo
Onboard faster — with evidence that holds up.
See policy automation, beneficial-ownership tracing, live adverse media and audit-ready evidence built for the FCA MLRs.
UBO tracingSource of wealthContinuous monitoringAudit trail