01
Deterioration shows up late
Payment issues, director failures and parent distress appear in your ledger too late to manage the exposure.
Who It's For / Construction & Trade Contractors
Construction & Trade Contractors
Approve contractors faster. Tighten terms sooner.
ClearSignal pulls company, director, ownership and risk signals into one place, including trade payment behaviour, and applies your credit policy as enforceable rules. Linked risk surfaces before it hits the ledger.
One risk view · Trade payment signals · Continuous monitoring
Credit review liveCOUNTERPARTY · CTC-2208
▲ Terms under review
Vale Groundworks Ltd
Account · £80k limit
Credit · ownership · trade payment
Counterparty signals
Days-beyond-terms rising
12 → 34 DBT this quarter
Payment
just now
Parent company distress
Connected entity · adverse filing
Parent
1m ago
Score holding
Within policy threshold
Credit
3m ago
Connected entities: 6--:--:-- UTC
One view, including trade payment behaviour
Company financialsDirector historyOwnership & UBOsTrade payment data (DBT)Connected entitiesAdverse media
Why exposure builds on site
By the time it hits the ledger, the next load is already on terms.
02
Approvals are inconsistent
Different reviewers apply different terms to identical counterparties, without consistent justification.
03
Data is fragmented
Credit, ownership, screening and adverse media live in separate tools, copied by hand against a site-start deadline.
Snapshot vs. monitored account
A clean check at onboarding isn’t a managed account.
Same contractor, same 90 days. Switch between a one-off check and ClearSignal monitoring to watch the deterioration a snapshot would never have shown.
⏸ Checked once · at onboarding
Approved, then out of sight.
You approved the limit and moved on. The rising days-beyond-terms and the parent’s distress stayed invisible until the invoice went unpaid.
Day 0Account approved — CLEARCredit & ownership check
Day 26DBT rising · 12 → 34Trade payment signal
Day 40Parent company distressConnected entity
Day 55Director failure linkedPrior insolvency
NowTerms tightened · evidencedAction recorded
What changes with ClearSignal
Faster approvals. Earlier warnings. Defensible decisions.
01
Clear low-risk counterparties fast
Straightforward contractors clear quickly while complex cases escalate with a full evidence trail.
02
Catch deterioration early
Trade-payment signals (days beyond terms, late exposure) flag deterioration before it reaches your ledger.
03
Consistent across branches
Your trade-credit policy becomes enforceable rules, so approvals are consistent across teams and sites.
Capabilities
Built for trade credit on site.
Policy-to-Rules engine
Upload your approval matrices and limits; ClearSignal enforces them consistently.
Decision Assistant
Ask approval questions in plain English and get cited recommendations.
Company relationships
Map entity → directors → PSCs/UBOs → connected businesses in one view.
Trade payment data
Track payment trends and early-warning signals from supplier behaviour.
Ongoing monitoring
Alerts on credit updates, company events and adverse media after approval.
Audit trail by default
Approvals, exceptions and decision rationale captured automatically.
Company relationships
See the group behind the contractor.
ClearSignal maps directors, UBOs and connected companies, so shared-director exposure and repeat-failure patterns surface before you extend or raise terms.
Clear
Watch
Risk
Contractor Ltd
Director · phoenix
Connected co
Sub-contractor
Shared address
UBO
Dissolved entity
Frequently asked
Questions contractors’ credit teams ask.
Yes. Upload your matrices and limits and ClearSignal turns them into enforceable rules, applied consistently across branches and teams.
Trade-payment signals such as days-beyond-terms, plus monitoring for company events and adverse media, flag deterioration before it hits the ledger.
Yes. The company-relationships graph surfaces directors, UBOs and connected businesses, including parent-company distress and director-failure links.
Yes. Approvals, exceptions and decision rationale are captured automatically for disputes and reviews.
Book a 15-minute demo
Approve faster. Tighten terms before the loss.
See how ClearSignal brings credit, ownership and trade-payment signals into one view and keeps watching after approval.
Policy-to-RulesTrade payment dataCompany relationshipsAudit trail