01
Reports are awkward model inputs
A report made for a person still needs manual work before your system can use it.
Enterprise APIs / CCDS
Feed CCDS data into your own credit engine.
Use the ClearSignal API to bring CCDS account and facility data into the model, workflow or product you already run. Buy CCDS on its own and apply your own decision logic.
Standalone API module · Structured response · Your rules stay yours
CCDS data for your own credit systems
Account and facility footprintBalances and limitsFacility historyCredit and debit turnoverRejected payments30/60/90-day indicators
Data for your model
Keep your policy logic inside your business. Bring in the data.
02
A generic score hides your policy
Your risk appetite and portfolio are specific to your business. The decision logic should remain yours.
03
A full platform may be more than you need
If CCDS is the missing input, buy that module first. You can add other ClearSignal services later.
Inside your credit process
Give your credit engine the CCDS input it needs.
01
Keep your own model
Use CCDS data inside the risk and limit-setting process you already operate.
02
Map the data into your model
Place the account, facility, balance and payment fields into your existing data model.
03
Add other data later
Bring in company, ownership, adverse media or decisioning modules later through the same ClearSignal integration.
Technical fit
Start with the decision your system needs to make.
Start with the CCDS fields your model uses and where the response needs to land.
1
Show us the workflow
Show us the product, model or credit process that will use the data. Start with a live decision.
2
Choose the fields
Select the account, facility, balance, limit, turnover and payment indicators your system uses.
3
Map the company
Agree how your system identifies a business and how those identifiers map to the CCDS request.
4
Map the response
Place the returned data into your existing model, credit engine, internal product or review workflow.
5
Decide what comes next
Keep CCDS on its own, or add another ClearSignal module through the same integration.
What you are buying
Buy CCDS as its own API module.
CCDS is the commercial credit data input. The Company Report is the assembled view for a user.
Standalone CCDS module
Use CCDS through ClearSignal without taking the rest of the product.
Account and facility footprint
Return the accounts and facilities connected to the matched business.
Balances and limits
Return balances with credit and overdraft limits.
Facility and turnover history
Include facility history alongside credit and debit turnover.
Payment and excess indicators
Return rejected payments, duration of excess and 30/60/90-day indicators.
Your own decision logic
Feed the data into your risk model, limit rules or analyst workflow.
Your architecture
CCDS goes into the tools you already run.
Send CCDS account, facility, balance and payment data to your model, credit engine, internal product or data environment.
Risk modelCredit engineInternal appData platformCRMAnalyst flow
One integration · all systems connected
Commercial and technical fit
Questions about CCDS through ClearSignal.
Yes. CCDS is available as a standalone API module. You can add another ClearSignal capability later, but you do not need to buy the whole platform.
Only if you ask it to. You can take the CCDS data and run it through your own model or rules. ClearSignal's policy and decision tools are separate modules.
CCDS covers the account and facility footprint, balances, credit and overdraft limits, facility history, credit and debit turnover, rejected payments, duration of excess and 30/60/90-day indicators.
CCDS supplies commercial credit data for your own model or workflow. The Company Report assembles company, ownership, financial, credit and negative information into a ready-to-use view, where that information is available.
Yes. You can combine it with company information, ownership, adverse media, screening, policy rules or decision support through the same ClearSignal integration.
We need the system you are connecting, how you identify companies, the data you want to use, expected request volume and what your workflow will do with the response.
CCDS through ClearSignal
Bring commercial credit data into your own decision process.
Tell us which CCDS fields your model uses and where the response needs to land.
Standalone moduleStructured responseYour modelOptional ClearSignal services